Florida’s Medicaid Income Test

The first step used by Florida Medicaid in determining eligibility is to calculate an applicant’s gross monthly income, not the net amount the applicant receives after taxes and/or Medicare Part B premiums are deducted. Only the applicant’s income is counted; a well-spouse’s income is not.

While each state implements Medicaid guidelines differently, Florida is known as a “Income Cap” state. This means that if an applicant’s gross income exceeds $2,199 per month, they would not pass the income test, nor qualify for Medicaid. However, since 1993, there is now a way to qualify even if the gross income exceeds the cap.